Midwest Disability, P.A. Midwest Disability, P.A. Midwest Disability, P.A.

What kinds of Social Security-based disability incomes are there?

When you suffer an injury and are left disabled, you have a right to seek compensation. There are many kinds you may be entitled to, but two of the most common you will hear about include Social Security Disability Insurance and Supplemental Security Income.

What is the difference between Social Security Disability Insurance and Supplemental Security Income? According to the law, both programs are meant to provide income to those who are unable to work because of medical disabilities. These disabilities include things like blindness or paralysis.

The main difference is what it takes to be eligible for one of these benefits. Those who suffer an injury who have already paid into the system can be qualified to receive Social Security Disability Insurance. Supplemental Security Income is different, because it provides for those who don't qualify for SSDI but who also have limited means. Essentially, if you have not worked enough to qualify for SSDI, then you'll be more likely to be approved for SSI. If you're not sure, your attorney can help you review the proper documents.

SSI benefits aren't based on your prior work history, but there are restrictions. They are payable to those who are disabled as adults, children who are disabled or blind or individuals who are 65 years old or older. To qualify for SSI, the individual must be in need; he or she needs to have $2,000 or less in bank accounts or cash; for those who are married, $3,000 is allowed. The individual may also have a vehicle, but it may not be over $4,500 in fair market value.

Source: FindLaw, "What is the Difference Between SSDI and SSI?," accessed June 14, 2016

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