Midwest Disability, P.A. Midwest Disability, P.A. Midwest Disability, P.A.

3 commons reasons disability applications are denied

Some people will tell you that disability is easy to get, but that couldn't be further from the truth.

Roughly 70 percent of disability applications are denied at the initial stage.

And while every disability case is different, and they can be denied for several different reasons, but these are among the most common.

Little or No Medical Evidence

Medical records make or break a disability case. If you rarely or never go to a doctor, it's going to be very hard to prove your case, no matter how disabling your impairment might be.

And unfortunately, even if you go to a doctor, not all doctor's notes are created equal. Some doctors won't write down every complaint you tell them, or fill their notes with boilerplate language.

Then there's the issue with testing. If a doctor orders a much-needed MRI for something like a back condition, insurance might refuse to pay for it, which can leave a hole in your case that will lead to a denial.

Making Too Much Money

When you apply for disability, you are telling the Social Security Administration that you need benefits because you cannot work full-time due to a medical condition.

To Social Security, this means that your earnings must remain below what's called substantial gainful activity, or $1,170 per month, while your application is pending.

There are some exceptions and workarounds to this that an attorney can elaborate on, but your best bet is to remain under the $1,170 number.

Date Last Insured Problems

This is an issue that only arises in Social Security Disability Insurance (SSDI) cases.

SSDI is a program that you pay into when you work, so if you stop working, your insurance runs out after a certain period of time.

This usually isn't a problem in cases where clients apply for benefits as soon as they stop working, but if they wait a few years, the date last insured can become more of a problem.

Let's say your date last insured in December 31, 2016. Even if you're fully disabled now, if you were disabled because of an incident that occurred on January 15, 2017 rather than because of something that occurred before the end of 2016, you will not receive SSDI.

In some cases, applicants qualify for Supplemental Security Income instead, which is usually quite a bit less per month, but in other cases, they lose out on benefits completely.

There's a lot that can go wrong with a disability application besides just these three examples though, which is why it's so important to have experienced Social Security disability attorneys on your side.

MIDWEST DISABILITY office locationS

Midwest Disability, P.A.
408 Northdale Boulevard Northwest
Coon Rapids, MN 55448
Toll Free: 888-351-0427
Fax:763-862-7521
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