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Are there age requirements for SSDI benefits?

Disability can strike a worker of any age. Fortunately, there is no minimum age to qualify for Social Security Disability Insurance (SSDI) benefits. Young workers who meet the agency’s definition of disabled can qualify for benefits as long as they meet Social Security’s work requirements.

SSDI is an insurance program. Workers pay into the program through federal taxes. They can earn up to four work credits each year, and they become eligible for SSDI when they have earned a certain number of credits. Younger people may qualify with fewer work credits than older people. According to Social Security:

  • Before age 24, you could qualify for SSDI if you earn six credits over the previous three years.
  • Between 24 and 31, you could qualify if you have worked half the time between age 21 and when you became disabled.
  • Over age 31, the number of work credits you need goes up incrementally and ranges from 20 to 40.

There may be other requirements, such as work that must have been recent enough.

On the other end of the age spectrum are older workers who become disabled. When an older worker receives SSDI, these benefits automatically convert to retirement benefits once the recipient reaches full retirement age. The amount of the benefit does not change.

Source: For more information on disability benefits and age, see:

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In Minnesota, we handle Social Security Disability Insurance (SSDI) claims. Throughout the nation, we handle SSDI applications and appeals for people from Ohio to Kansas, North Dakota to Texas and everywhere in between.

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Coon Rapids, MN 55448

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