The 5 parts of Medicare

Getting Medicare coverage is one thing, but understanding it is an entirely different matter. Indeed, that is why there are attorneys who devote their entire careers to assisting people during the process of getting these vital health care benefits.

At Midwest Disability, PA, we help individuals get the Medicare benefits they require to pay for their health care and we are extremely passionate about it. In addition to helping our clients get benefits, though, we also know that it is important to educate our clients about how the Medicare system works. In this article, we will discuss the five different parts of Medicare.

Part A, also known as Hospital Insurance, is the part of Medicare that pays for nursing homes, hospice care and hospital stays. This coverage does not usually have any premiums that apply to it.

Part B, Medical Insurance, pays for general medical care that is not included in Part A. This might include doctors visits and other medical services. In order to receive Part B coverage, recipients must pay about $115 a month.

Part C, Medicare Advantage, includes more in-depth coverage and it can be purchased through private insurance companies, which charge different amounts for copayments and deductibles. This insurance will usually cover general health care, hospital care and prescription drugs.

Part D, Prescription Drug Coverage, is also offered by private health insurance companies. The benefit is intended to help prescription drug recipients pay for the high cost of their medications.

Lastly, we have Medicare Supplement/Medigap. This is also offered by private health insurance companies and it is intended to pay for things that are not included in Parts A or B.

As you can see, there are a lot of different elements to Medicare coverage. If you are considering purchasing health insurance, and believe you are eligible for Medicare, you may want to consider getting assistance from a qualified Medicare attorney to help you navigate these benefits.

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Contact us online or call our offices directly at 888-351-0427 for a free case evaluation. All cases are taken on contingency, meaning there are no fees until we recover benefits for you.

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In Minnesota, we handle Social Security Disability Insurance (SSDI) claims. Throughout the nation, we handle SSDI applications and appeals for people from Ohio to Kansas, North Dakota to Texas and everywhere in between.

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