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Not disabled? You still need to understand disability benefits

Social Security disability (SSD) is there for people who get hurt and can't work to bring in an income. It's a way to make ends meet when you truly have no other options. People who take this benefit suffer a disability that affects them so severely that they can't work for a year or longer. Some people who claim the benefit have a condition expected to end in death.

Although many people aren't disabled and don't come into contact with disabilities regularly, the fact of the matter is that anyone can become disabled at any time. A 20-year-old worker has a 25 percent chance of suffering from a disability before he or she reaches retirement. That's what makes SSD so important.

Social Security disability benefits only replace part of your income when you suffer a disability. You may be able to obtain further benefits through Supplemental Security Income (SSI), though. When you file for either of these benefits, you'll have to show how severe your condition is and how it affects your ability to work. The Social Security Administration (SSA) wants to understand the nature of your injury and get a good idea about how you are affected by it. Being as straightforward and detailed as possible helps you have a better chance of being approved for benefits.

It's not unusual to have your initial application rejected, which is why it's a good idea to talk to your attorney about the forms before you submit them. Filling them out correctly and thoroughly the first time helps prevent delays in accessing the funds you need.

Source: Logan Daily News, "Social Security: One fact you should know about disability," Nov. 07, 2017

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In Minnesota, we handle Social Security Disability Insurance (SSDI) claims. Throughout the nation, we handle SSDI applications and appeals for people from Ohio to Kansas, North Dakota to Texas and everywhere in between.

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Midwest Disability, P.A.
408 Northdale Boulevard Northwest
Coon Rapids, MN 55448

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