Midwest Disability, P.A. Midwest Disability, P.A. Midwest Disability, P.A.

January 2018 Archives

What's the difference between short- and long-term disability?

If you're planning to claim disability, you should understand the differences between long-term and short-term disability insurance. These kinds of disability insurance cover you in different circumstances and apply for different lengths of time. Some people claim both, one after the other, while others obtain only one or the other.

Remember these facts when seeking Supplemental Security Income

When you are on disability benefits, one thing that can help boost your income is Supplemental Security Income (SSI). The SSI program is there to help children and adults with disabilities who have limited access to resources and income.

Disabled veterans need better access to health care

Veterans are some of the hardest-working individuals in the country. They served their country, protected it and they deserve respect. Some veterans find that it's difficult to get the medical care they need, and combined with an inability to work or reliance on financial benefits, this can become frustrating.

You may obtain Social Security Disability with an illness

If you're struggling with an illness or disability, you may be able to qualify for Social Security Disability (SSD). There are dozens of conditions that qualify individuals for this benefit. The illnesses and disabilities are listed out by the Social Security Administration (SSA). If a medical condition isn't on the list, that doesn't mean someone can't get benefits, but it may make it more difficult to do so.

What is the Dictionary of Occupational Titles?

At the end of most Social Security Disability hearings a vocational expert will testify. This is a person who has experience placing people in jobs. This person usually has gone to school and has received a degree in rehabilitation or counseling. This person also knows about a publication called the Dictionary of Occupational Titles. It is often abbreviated as the DOT.

Why does it take so long to get a hearing?

The short answer is a lack of funding for the Social Security Administration from Congress. Office of Hearings Operations (OHO) have not had an increase in funding in many years. SSA officials have told Congress that they need more Social Security Administrative Law Judges and support staff to administer the hearings. However, Congress has yet to provide that money. This issue has been in the news lately.

It Pays to Be Nice at the Social Security Office

Social Security Administration has a longstanding commitment to treating members of the public and staff with dignity and respect. While some may find the application process frustrating, claimants and their appointed representatives are also required to show "due respect" to the administrative law judge at a disability hearing. Keep in mind that this individual is the one deciding whether to approve the case. While the administrative law judge will base his or her decision on the evidence in its entirety, it should be obvious that rude or disrespectful behavior is not likely to sway the decision in your favor.

Cost of Living Adjustments

You may have stopped working, but the cost of living has not stopped rising. In the 1970s, inflation was so high that Congress ratified a provision to make periodic cost-of-living adjustments (COLAs) to the amounts distributed among pension benefits and government entitlements. Prior to 1975, an increase in Social Security benefits required special legislation to make a cost-of-living adjustment. These COLAs are used to counteract the effects of inflation, and generally equal to the percentage increase in the consumer price index for urban wage earners and clerical workers (CPI-W), a variant of the consumer price index calculated by the Bureau of Labor Statistics. The COLA formula is currently determined by applying the percentage increase from the third quarter of one year to the third quarter of the following year. If consumer prices drop, or inflation is not high enough to substantiate an adjustment, there is no COLA increase the following year.

MIDWEST DISABILITY office locations

Midwest Disability, P.A.
408 Northdale Boulevard Northwest
Coon Rapids, MN 55448
Toll Free: 888-351-0427
Fax:763-862-7521
Coon Rapids Law Office Map

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