When there aren't enough people to help with Social Security claims, time becomes the enemy for victims who need benefits. It's tiring to know you deserve and need benefits but you have to wait time and time again for the process that could finally bring you relief.
If you get hurt on the job, you probably already know that you have a right to workers' compensation as an employee. What you may not be clear about is when you should seek out Social Security Disability Insurance (SSDI) versus your private disability insurance.
If you're planning to claim disability, you should understand the differences between long-term and short-term disability insurance. These kinds of disability insurance cover you in different circumstances and apply for different lengths of time. Some people claim both, one after the other, while others obtain only one or the other.