Accidents happen and it doesn't take much more than a trip over a curb to wind up with a broken limb -- or maybe two broken limbs. If you suddenly find yourself with both arms or both legs in a cast, however, you can't count on Social Security Disability benefits to help you out unless there are extenuating circumstances.
There are many types of disabilities that could qualify someone to receive Social Security Disability (SSD) benefits. These disabilities range in severity from permanently disabling to life-threatening conditions. If you feel that your medical condition is preventing you from being able to do your job for at least a year, or could result in your death, you might also be able to qualify for Social Security benefits.
When you suffer an injury, you may not initially think that it will lead down the path to Social Security Disability (SSD). Usually, people think that they will recover, and in many cases, that's true.
When you suffer an injury that results in temporary or permanent disability, you should have the right to seek Social Security Disability (SSD) benefits. One thing you may realize is that as a worker who is obtaining Social Security, your children also have a right to obtain it, too.
The Social Security Administration (SSA) admits that workplace injuries and illnesses result in many of the disabilities seen in the United States today. As a result, it's important for workers' compensation programs to run in workplaces and to have other safety nets for people who suffer injuries at work. Workers' compensation programs provide close to $60 billion in benefits each year to those who suffer illnesses and injuries.
While some back injuries do not qualify a person for disability benefits, some will. You'll need to prove that you have a medically determinable back impairment. These include injuries such as:
When there aren't enough people to help with Social Security claims, time becomes the enemy for victims who need benefits. It's tiring to know you deserve and need benefits but you have to wait time and time again for the process that could finally bring you relief.
If you get hurt on the job, you probably already know that you have a right to workers' compensation as an employee. What you may not be clear about is when you should seek out Social Security Disability Insurance (SSDI) versus your private disability insurance.
If you're planning to claim disability, you should understand the differences between long-term and short-term disability insurance. These kinds of disability insurance cover you in different circumstances and apply for different lengths of time. Some people claim both, one after the other, while others obtain only one or the other.