Chronic heart failure is a serious health condition that will keep you from being able to work and make an income. This means that health is not the only problem faced by people suffering from chronic heart failure; they also need to pay the bills. Fortunately, many people can seek Social Security disability benefits based on heart failure issues, and if they qualify, this can help them make their financial ends meet.
Both Social Security Disability Insurance and Social Security Income have programs that offer benefits relating to heart failure conditions. For workers who paid enough money to the Social Security system during their working years via payroll taxes, SSDI is available. To receive SSDI benefits for heart conditions, you need enough work credits and a recent work history. If you worked five of the last ten years, you will likely meet the requirements.
As for SSI, this pays benefits to disabled, low income persons, and it doesn't matter how old they are or what their work history was. It is awarded on a need basis and there are some economic factors that may qualify or disqualify you from receiving it. Particularly, SSI will want to see that you are in a poverty-level situation.
If the work history and financial qualifications are met for SSDI or SSI, chronic heart failure patients will then need to meet the medical requirements. This will involve medical diagnoses from qualified doctors to prove that the heart failure condition exists.
Minneapolis residents suffering from chronic heart failure may wish to speak with a Social Security benefits lawyer for advice on their claims filing process. An experienced attorney will be able to help applicants get their applications right the first time for a better chance of getting approved.
Source: Heart Failure Society of America, "Applying for Social Security Disability Benefits with Chronic Heart Failure," accessed Feb. 18, 2016