No one wants to suffer an illness or injury that interferes with the ability to earn a living. Yet, this happens to thousands of people across the country every year. Luckily, qualifying individuals can take advantage of Social Security Disability Insurance benefits to support them if they are unable to work. However, the Social Security Administration denies the majority of initial SSDI claims. Here are some things applicants can do to increase the chances that their claim is approved.
Submit sufficient medical evidence
One of the most common reasons the SSA denies a disability claim is because the applicant did not submit convincing medical evidence. The SSA uses what is called the Blue Book as the official medical resource to determine if a condition meets requirements. Applicants should make sure to submit the appropriate medical reports and records to show that the cited medical conditions and symptoms meet Blue Book standards.
Proof of the inability to work
To be eligible for SSDI benefits, the SSA requires the applicant to prove that he or she has not worked for at least 12 consecutive months. Employers will usually submit documentation that shows this. However, it is helpful for the applicant to submit supplemental documentation such as monthly bank statements and/or copies of paycheck stubs.
What to do if a claim is denied
Receiving an SSDI claim denial is fairly common. Around 65% of initial applications are denied. However, those who have been denied SSD benefits can get help by speaking with a legal professional. An experienced lawyer can answer questions and help an applicant get started with an appeal if desired.