Employee’s Guide To Workers’ Compensation In Minnesota
Guidance And Support For Your Minnesota Workers’ Comp Claim
No one wants to get hurt at work. Sadly, it happens to so many people. If you suffer a serious workplace injury in Minnesota, our workers’ comp attorneys at Midwest Disability, LLC, are here to provide free workers’ comp advice. We understand that the process of submitting a workers’ compensation claim after your injury can be cumbersome and overwhelming, especially if you are dealing with immense physical pain or mental trauma. That’s why we have compiled this thorough employee’s guide to workers’ compensation in Minnesota. That way, you have the tools, knowledge and resources to confidently move through the application and filing process.
Our workers’ compensation attorneys have created a free resource titled “The Injured Workers’ Guide To Workers’ Compensation” for those seeking work comp guidance in MN. This guide provides free workers’ comp advice on what to expect and how to successfully navigate the workers’ compensation process. Download or request a FREE copy of the comprehensive 26 page work comp guide today.
What Is Workers’ Compensation?
Workers’ compensation is a type of insurance that covers the cost of medical treatment and time away from work for those who get hurt or fall ill on the job. It ensures you receive the necessary medical care and financial support during your recovery without having to prove fault or negligence. Minnesota requires most employers to carry workers’ compensation insurance.
What Workers’ Compensation Benefits Are You Entitled To In Minnesota?
In Minnesota, workers’ compensation benefits can cover:
- Medical expenses
- Lost wages
- Education, training or certification for different types of work
We can work with you to ensure you receive the appropriate workers’ comp coverage for your specific injury.
What Is The Workers’ Compensation Process In Minnesota?
The process begins when you report your injury to your employer and complete a First Report of Injury or Incident Report. Your employer should then file that document with the workers’ compensation insurer. From there, your claim is evaluated by the insurer, and benefits are determined. If you encounter any issues or delays, our team is here to assist you in navigating the system effectively.
What Do You Do After Suffering A Workplace Injury In Minnesota
Accidents can happen in a split second. If you get in a workplace accident that leaves you seriously hurt, make sure you:
- Seek immediate medical attention
- Report your injury to your supervisor or manager, not just a coworker
- Begin the workers’ compensation application process
We are here to support you, no matter where you are in the process. Whether you need help with the application or with appealing a claim denial, our lawyers have the knowledge, experience and tenacity to fight for the benefits you deserve.
Helpful Hints For Building A Strong Workers’ Compensation Claim
You may be scrambling to report your injury. However, remaining calm and including everything you need to pursue a successful claim is essential. When filling out the First Report of Injury or Incident Report, make sure you:
- Describe how the injury occurred.
- Demonstrate how your injuries are directly related to your workplace injury.
- Have all the correct forms and fill them out as required.
- Remain honest and transparent.
- Report your injury right as soon as possible. By law, you have 180 days to report your injury, but the sooner the better.
Our attorneys can help you navigate every step of this process. If you have questions while reviewing and completing the application, call us at 888-351-0427.
Monetary Benefits For Minnesota Workers’ Compensation
There are two main types of wage loss benefits: 1) Temporary Total Disability- where you are out of work completely for up to 130 weeks and 2) Temporary Partial Disability- where you are working but making less money due to your restrictions/limitations caused by the work injury for up to 275 weeks (depending on the date of your injury). Or, if your injury is severe enough that you are unlikely to ever work again, you could be eligible for Permanent and Total Disability.
Vocational Benefits For Minnesota Workers’ Compensation
If your injury prevents you from working your current job, you can use workers’ compensation benefits to cover the cost of occupational retraining or certifications you need to work in a different field.
Medical Benefits For Minnesota Workers’ Compensation
Medical benefits can include doctor visits, physical therapy, surgeries, medication, therapy/psychological counseling and more. The cost and treatment can depend on your injury, its severity, and how it has affected you.
What You Can Do If Your Workers’ Compensation Claim Is Denied
Getting a claim rejection can feel devastating, but it’s not the end of the road. You can appeal your denial in Minnesota and have another opportunity to pursue benefits. Our attorneys can assist you with the appeals process and everything it entails.
What You Can Do If You Have Problems With Benefits For An Accepted Claim?
Even if you receive approval for your claim, you may encounter several issues. For example, you could run into payment delays or be stuck in a dispute over the wage amount with your employer and their insurer. If that happens, we can step in to seek a resolution.
Maneuver The Workers’ Comp Landscape With Confidence
You have a lot to do and consider after a serious workplace injury. While workers’ compensation can provide you with the financial support and peace of mind you deserve, the journey to obtaining it and understanding your rights can be daunting. Our team at Midwest Disability, LLC, is here to help you make sense of your situation and fight for the compensation you deserve.
If you have additional questions after reading this employee’s guide to workers’ compensation in Minnesota or would like to schedule an initial consultation, call our workers compensation lawyers at 888-351-0427 or visit our contact form page.