Social Security Disability Insurance (SSDI) benefits are available as a crucial resource for those with debilitating medical conditions. If people become incapable of working due to medical challenges, they can apply for SSDI benefits. Benefits can help them cover basic cost-of-living expenses and avoid financial devastation.
Typically, people applying for SSDI benefits have very pressing medical challenges. They might expect a quick application process. Unfortunately, rejection is a common result when applying for SSDI benefits. Many applicants only secure benefits after appealing. The Social Security Administration (SSA) has numerous stages of appeal available to ensure a fair process.
Reconsideration is the first stage of appeal. What can applicants expect during the reconsideration stage?
An opportunity to correct mistakes
During a reconsideration, an applicant can address the issues that led to the SSA rejecting their application. They can correct and resubmit paperwork. They can also undergo testing and collect more medical evidence. People generally need to move quickly, as they often have only 60 days to request a reconsideration and submit necessary materials. The corrections and supplementary materials that they provide to the SSA can help make it clear that they are actually eligible for SSDI benefits.
A review by another professional
Every employee working for the SSA does their best to appropriately evaluate applications. However, personal bias and other factors can influence how one employee views a particular application. During reconsideration, an SSA employee did not contribute to the initial application process reviews the application and any supplementary materials submitted by the applicant. That fresh perspective can prove invaluable. A different employee could have a very different opinion of an applicant’s eligibility.
The right to continue the appeals process
Reconsideration sometimes results in a prompt approval of benefits. Other applicants aren’t quite so fortunate. They may need to continue the appeals process by requesting a hearing in front of an administrative law judge. Reconsideration is the first stage of appeal, and after an applicant completes reconsideration, they can then ask for a hearing.
Understanding what to expect during the SSDI application and appeals process can help people plan for the future. Those who know what to expect during a reconsideration are less likely to make paperwork mistakes or to give up when they truly need benefits. Appeals are often necessary for people to obtain the SSDI benefits they require for financial stability.