When you suffer an injury that results in temporary or permanent disability, you should have the right to seek Social Security Disability (SSD) benefits. One thing you may realize is that as a worker who is obtaining Social Security, your children also have a right to obtain it, too.
It doesn’t happen as often as it should, despite being legally acceptable to provide children with the same assistance as their parents. Many people don’t realize that children are entitled to benefits under certain circumstances, though.
How can your children obtain Social Security Disability benefits?
There are three ways that a child can obtain SSD. First, children can get benefits through their parents if they’re getting retirement benefits through the system. Next, they are able to receive family disability benefits if one or both parents become disabled. Finally, they can obtain survivor benefits if a parent passes away.
Children don’t always end up with these benefits as a result of the rules in place being extremely strict. Children have to be under the age of 18 to qualify in most cases. Kids who are still in high school can obtain benefits until they’re older than 19. The only exception is for disabled children, who have a right to benefits on their own regardless of age.
It’s hard for children to qualify because of the age difference that would be necessary for a parent to receive retirement benefits while still caring for a minor child. There may be other benefits you can obtain, though, that can help you better support your children following a disability.