Deciding to take the step of applying for government benefits may be a no brainer to some. For example, if a person is living with a disabling condition that prevents them from working, applying for Social Security Disability Insurance benefits may seem like an obvious course of action. However, it is important to know that not all conditions qualify for benefits, and each applicant’s case is different.
If individuals are thinking about applying for benefits, they may want to keep some important details in mind, including the following:
- Most individuals who receive SSDI benefits receive between $800 and $1,800 a month, with the average in 2021 being $1,277.
- The amount a person receives from the Social Security Administration depends on work history and current income.
- It can take anywhere from three to five months to receive an approval, and denials are common for first-time applicants.
Of course, the possibility also exists that a person could lose their benefits even after having been approved. If an individual begins earning more than $1,040 each month, the SSA may end his or her SSDI benefits. Additionally, the SSA conducts reviews of cases periodically, and if a person’s condition has improved, the benefits could also come to an end.
Social Security Disability Insurance benefits are not for everyone, but for those who qualify, it can be a much-needed source of income to meet at least some of their financial obligations. Of course, applying is not an easy process, and it can often be helpful to know what individuals are getting into before starting. Fortunately, experienced attorneys could help interested parties gain more information on SSDI, gather needed evidence for an application and see the process through filing and possible appeals.