The Social Security Administration has announced important its annual increases to Social Security disability benefits and substantial gainful activity limits for 2027. T
For 2027, Social Security benefits will increase by 3.6 percent through the annual cost of living adjustment. The increase will take effect in January 2027 for Social Security beneficiaries. SSI recipients will begin receiving increased payments on December 31, 2026.
SSA has also increased the monthly SGA limits for 2027. SGA refers to the amount of money a person can earn through employment before Social Security generally considers their work substantial enough to affect disability eligibility.
For individuals with disabilities who are not statutorily blind, the 2027 SGA limit will increase from $1,690 to $1,770 per month. For individuals who are statutorily blind, the limit will increase from $2,830 to $2,950 per month.
As part of the annual cost of living increases, the maximum amount that someone receiving Supplemental Security Income benefits can receive will also increase from $994 per month to $1,029 per month
These changes are particularly important for people considering returning to work while receiving disability benefits or those applying for SSDI or SSI.
It is important to understand that earning more than the SGA limit does not automatically mean someone will lose benefits in every situation. Social Security has several work incentive programs and special rules that may apply.
If you have questions about Social Security disability eligibility, earnings limits, or how the 2027 changes may affect your benefits, the experienced team at Midwest Disability can help you understand your options.
