What Is Retirement, Survivors, Disability Insurance (RSDI)?
When one of the main sources of a family’s income suddenly ends, a lot of people wonder how they will be able to continue paying bills. Retirement, Survivors, Disability Insurance (RSDI) is a federally funded program that provides income to individuals and families who fit certain criteria.
RSDI can provide income after you retire and supplement lost income if you are hurt and cannot return to work. If a wage-earning family member dies or if a family member who was receiving disability benefits dies, RSDI benefits may also be obtained.
There are enough challenges when your family dynamics change. You shouldn’t have to worry about collecting the benefits you or your family earned. To find out if you are entitled to RSDI benefits, contact the Social Security Disability Insurance attorneys at Midwest Disability, P.A., in Minnesota. From our Midwest office locations, we provide legal assistance to clients throughout the U.S.
What Are The Various RSDI Programs?
There are three types of benefits you may apply for within the Retirement, Survivors, Disability Insurance system, including:
Retirement benefits: Applicants can receive benefits if they:
- Are at least 62-years-old
- Are not currently receiving their Social Security benefits
- Have not applied for retirement benefits
- Want benefits to start in no more than four months
Survivor benefits: Qualified applicants include:
- Widows/widowers when they reach full retirement age (and age 60 or age 50 in certain circumstances)
- Widows/widowers who support minors, age 16 or younger or if they are disabled
- Unmarried children if they are younger than 18 (and older in certain circumstances)
- Stepchildren, grandchildren, stepchildren and adopted children under certain circumstances
- Disabled children whose parents have limited income/resources
- Divorced spouses if they are at least 60 years old (50-59 if they are disabled) or if their marriage lasted at least 10 years
Disability benefits: Applicants are eligible if they:
- Are at least 18 years old
- Are not receiving their own Social Security benefits
- Are not working due to a medical problem that is expected to last at least a year or end in death
- Have not been denied within the last 60 days
Helping You Fight Back After Your RSDI Claim Is Denied
Many claims are initially denied. Don’t give up if you are not successful obtaining benefits at first.
If your claim was denied, or if you received less than you were entitled to, our experienced RSDI lawyers will help you fight back. From our offices in Coon Rapids, we provide legal assistance to clients no matter where they live. Call us today at 888-351-0427 or visit us online to schedule your free disability claim evaluation.